Monitoring flood insurance affordability and availability

This research examined the costs, affordability and availability of flood insurance for householders in flood risk areas between 2010 and 2013.

• From: Flood and Coastal Erosion Risk Management Research and Development Programme and Department for Environment, Food & Rural Affairs
• Published: 22 February 2021

• Category: Managing flood incidents
• Topics: Community response and resilience, Flood costs, Incident management, Insurance and Recovery
• Project status: Completed
• Project code: FD2669
• Date of completion: 30 June 2014

Documents

Flood insurance pricing, availability and affordability - technical report (3.6MB) PDF

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Details

This report aimed to provide a baseline of the differences in how available and affordable flood insurance is between households at high risk of flooding (or who had recently flooded) and those at low risk. It considered differences in geography and socio-economic status and tested approaches to gathering insurance premium data from households for use in further research.

The research used:

• desk research
• telephone surveys
• the Omnibus survey
• a focus group in a high-risk area

This project was started in June 2013 and completed in June 2014.

Published 22 February 2021